1. Two pieces of identification
2. Confirmation of income
3. Proof of the down payment
4. The property real estate listing including a photo and property details, taxes and condo fees (if applicable)
5. A signed offer of Purchase
6. If you require bridge financing: A signed Purchase and Sale

For refinancing, switching to BMO, or a secured line of credit:

1. Two pieces of identification ****2) Confirmation of income
2. Mortgage Statement from your financial institution
3. Most recent property taxes statement

For a Loan or a Personal Line of Credit:

• One piece of identification (please see above)
• Confirmation of income
• If a consolidation loan, please bring monthly credit card statements, loan balances, etc. for the different accounts you’d like to pay off | https://www.bmo.com/main/personal/loans-line-of-credit/loans/home-equity-loan/?icid=tl-FEAT2953BRND4-AJBMOH124

| | Royal Bank | | https://www.rbcroyalbank.com/personal-loans/home-improvement-loans.html | | CIBC | 1) Verify your employment and income 2) Confirm your down payment and financial information 3) Validate your property details, legal documents and legal contact: a) Copy of the signed agreement of purchase and sale b) Your lawyer's name, address, email, phone and fax numbers c) Property's full address, including postal code, and legal description d) Square footage of the home and land size e) Copy of the real estate listing f) Property tax and heating cost estimates, which are often included on the real estate listing g) Amount of monthly condo fees, for condominiums h) Well and septic certificates for rural properties not on municipal water and sewer | https://www.cibc.com/en/personal-banking/mortgages/mortgage-offers.html

https://www.cibc.com/en/personal-banking/loans-and-lines-of-credit.html

| | Scotiabank | 1) Show your monthly income; 2) Show your current monthly housing costs or rent; 3) Indicate the value of vehicles, properties or savings you may have; 4) Confirm the balances and monthly payments of your current debts, including loans, credit cards and lines of credit. | https://www.scotiabank.com/ca/en/personal/mortgages.html

https://www.scotiabank.com/ca/en/personal/loans-lines.html | | TD | https://www.td.com/us/en/personal-banking/home-lending/rate-calculator - Get your personalized rate quote

https://www.td.com/us/en/personal-banking/personal-loan | | | National Bank | | https://www.nbc.ca/personal/borrowing/insurance.html

https://www.nbc.ca/personal/borrowing/lines-credit.html

https://www.nbc.ca/personal/mortgages/all-in-one.html

https://www.nbc.ca/personal/borrowing/loan.html | | Canadian Western Bank | Areas that qualify for commercial real estate loans:

• Land acquisition
• Land development
• Construction financing | https://www.cwbank.com/en/business/financing/real-estate — Connect with an Expert for wealth advice

Funding for small businesses: https://www.cwbank.com/en/business/financing | | Laurentian Bank | | https://www.laurentianbank.ca/en/personal/mortgages

https://www.laurentianbank.ca/en/personal/lending | | Desjardins | | https://www.desjardins.com/ca/personal/loans-credit/personal-loans/index.jsp

https://www.desjardins.com/ca/business/types/small-businesses-self-employed-workers/index.jsp

https://www.desjardins.com/ca/business/services/index.jsp

https://www.desjardins.com/ca/business/projects/finance-business/index.jsp |

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