Futurpreneur: Apply for up to $60,000 to launch or buy a new business or grow one that’s been fully operating for less than 12 months. (ages of 18-39)

Black Entrepreneur Startup Program: Provides startup loan financing and up to two years of mentorship, plus access to resources and networking opportunities (Black entrepreneurs age 18-39 )

Black Entrepreneurship Loan Fund: Provide loans up to $250,000 to Black business owners and entrepreneurs

Access Community Capital: Loans to people with poor or no credit, no collateral, or anyone unable to get a loan from a major bank.

Rise Assets: Provides microfinancing and mentorship to entrepreneurs living with mental health and addiction challenges interested in pursuing self-employment. Business loans, leases, and other investments are offered depending on the stage of development, needs and capacity of each business. | Brampton, ON | Varies depending on program | | Mixed Use Conversion and Restoration Grant Program | Cambridge | 1. Commercial Property Improvement Grant Program (CPIG)

2. Commercial Building Restoration, Renovation and Improvement Grant Program (CBRRIG)

3. Mixed Use Conversion and Restoration Grant Program (MUCRG)

4. Core Areas Waiver of Application Fees

5. Tax Increase-based Equivalent Grant Program (TIEG) | Cambridge, ON | For more information on these programs, contact Economic Development Officer, Thomas Strongman by phone at (519) 740-4685 ext. 4719

| | OURBORO | OURBORO | CO-ownership opportunity in GTA, Hamilton, Guelph, Kitchener-Waterloo, and London. | GTA, Hamilton, Guelph, Kitchener-Waterloo, London | Ongoing | | Ontario Renovates | HOMEOWNER ONTARIO | The Ontario Renovates Secondary Suite Forgivable Loan Program aims to increase the supply of affordable housing units in Hamilton, while creating an opportunity for homeowners to generate additional income. The Homeowner Ontario Renovates offers financial assistance to low-income households who own and occupy substandard housing to enable them to repair their dwellings to a minimum level of health and safety. The Person with Disabilities Ontario Renovates offers financial assistance to low income households occupied by persons with disabilities who require special modifications to improve accessibility to their residence. | Hamilton, ON | Ongoing | | Home Energy Upgrade Fund | GREEN BRAIN | The Government of Canada, in partnership with Enbridge, is providing homeowners with up to $10,000 in grants in Ontario for energy efficiency upgrades such as windows/doors, heat pumps, solar panels and more. Homeowners in all other Provinces and Territories may qualify for up to $5,600 in grants. | Ontario and BC | Ongoing | | | | | | | | Development Charges Program | CITY OF PETERBOROUGH | Municipal Incentive Program – refunds municipal fees such as planning application fees, parkland fees, and cash-in-lieu of parking fees for affordable housing projects.Development Charges Program – refunds development charges for any new affordable housing units, subject to available funding. Tax Increment Grant Program – an annual grant to property owners, reimbursing a portion of the municipal property tax increase resulting from increased assessment over a period of nine years. | Peterborough, ON | https://www.peterborough.ca/en/doing-business/resources/Documents/Affordable-Housing-CIP-Application.pdf

Currently open | | Secondary Suites Program | SIMCOE COUNTY | The Secondary Suites Program provides funding of up to $30,000 per unit for the creation of a secondary or garden suite which is an effective means to increase the supply of affordable housing.Application intake for the Secondary Suites Program is yearround. However, funding is limited and is provided on a first-come first-served basis to eligible applicants. | Simcoe, ON | https://simcoe.ca/wp-content/uploads/2024/01/Homeownership-Program-Application-2023-2024-fillable.pdf 2023-2024

Submit Application – Applications can be submitted by email to [email protected]. | | Region initiatives | REGION OF WATERLOO | The Region offers incentives for developers, builders and landlords to create homes for people who can't afford market rent. | Waterloo, ON | Ongoing | | | | | | | | Enbridge Housing Efficiency Rebate | Enbridge | Enbridge Gas and the Canada's Greener Homes Grant have partnered to provide rebates towards eligible retrofits such as home insulation, windows and doors, heat pumps and renewable energy systems. The new, co-ordinated Home Efficiency Rebate Plus program will help more Ontarians save energy at home. This is great news for residents across the province, including current Enbridge Gas customers who use natural gas to heat their homes and will benefit from enhanced rebates up to $10,000. Participants can also offset the cost of their EnerGuide home evaluation with an additional rebate of $600. Before you start any renovation work, you must complete a home energy assessment with a Registered Energy Advisor. Answer a few short questions to find a Registered Energy Advisor in your area. See how this program works.Already enrolled in Home Efficiency Rebate or the Canada's Greener Homes Grant? Here’s what to do next. | Canada | Ongoing | | Black Entreprenurship Funds: - Black Entrepreneurship Loan Fund- Black Entrepreneur Startup Program | BDC | Loan Fund FACE administers the Black Entrepreneurship Loan Fund as the first level to wealth creation, among other services. Black Entrepreneurs can access up to $250,000 in loans to grow their businesses.

Black Entrepreneur Startup Program We understand that starting your own business can come with its challenges, which is why we're excited to introduce our Black Entrepreneur Startup Program (BESP)! This program is specifically designed to support young Black entrepreneurs on their journey to success.

| Canada | Ongoing |

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